Who We Are?

Valley Servicing is a Tribal licensed third-party servicer.

Valley Servicing is a Native American owned business operated by Wakpamni Lake Community Corporation an Oglala Sioux Tribe of the Pine Ridge Indian Reservation, a federally recognized and sovereign nation located in the United States. Valley Servicing abides by all applicable federal laws and regulations and tribal law as established by the Oglala Sioux Tribe of the Pine Ridge Indian Reservation. 

What We Do?

We specialize in servicing voluntary and revocable assignment of earnings authorized by borrowers in accordance with applicable federal and tribal laws.

The Process

The notice of demand on a wage assignment is executed by the consumer ("Employee") provided from the Creditor. Under the Wage Assignment, the employer is authorized and instructed to deduct amounts from the Employee's wages in accordance with the Wage Assignment, the Demand, and applicable law.

Wage Assignment VS. Garnishment

Wage assignments and wage garnishments differ in many ways. In fact, a wage assignment is not a garnishment. A wage assignment is a voluntary agreement between the employee and creditor where an amount is withheld from the employee's paycheck to satisfy a debt owed to the creditor, whereas under a wage garnishment, the amount withheld from the employee's check is typically obtained through a court order initiated by the creditor.